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A Christmas Story: A Lesson in Generosity

  My grandmother is quite the financially savvy woman, and throughout the years, she has intentionally taught her sons and grandchildren how to steward their resources. After years of buying all 10 of her grandchildren Christmas gifts, she decided to do something...

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How Does An Election Affect The Market?

  Like you, we hear a lot of people make bold statements about how the presidential election will affect the market.  A lot of these statements even contradict one another.  We decided it was time to actually get the historic facts and answer these common...

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Mortgage Rates and Refinancing

  We get this question a lot: “Should I refinance my house right now?”  The answer for many is probably yes.  A lot of people in America are “in-the-money” when it comes to their mortgage.  What that means is that many Americans likely have a higher interest rate...

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Independence to Pursue

  Opening story by Robert Stark “Perspective, Marines!” was the famous saying of our platoon commander, Lt. Iversen.  Any time we thought we had it rough, he was immediately ready to give us a huge dose of perspective with a 10-mile run in the unforgiving heat of...

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Love, Money and Relationships

  February is the month of Valentine’s Day and love.  A commonly misquoted verse in the Bible is 1 Timothy 6:10 “For the love of money is the root of all kinds of evil.”.  People often say that money is the root of all evil, but it is the love of money. It is the...

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Turn Your Goals into Reality

  Most people begin the new year with a genuine hope of seeing their lives improved in some way. Have you ever failed to accomplish your goals and ended the year disappointed? Of course, you have; we all have dealt with that. How do we actually turn our good...

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Giving Strategies to Consider

As we get toward the end of the year, the holiday season inspires many of us to not only be grateful for what we have, but also to look for ways we can give to others less fortunate than ourselves.  It’s important to remember that there are only 3 things we can do...

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Financial Products To Be Thankful For

We dedicated our October newsletter to covering financial products and habits that tend to do more harm than good.  For November and in the spirit of Thanksgiving, we want to focus on good financial products that can be a vital part of your financial lives.  There is...

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The Spookiest Financial Products

October marks the return of fall, pumpkins, and the spookiness of Halloween. Unfortunately, there are some common, everyday financial products that should be in a scary movie and not in your financial life. Here are some. 1) Whole Life Insurance – PFA has agents...

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Debunking Social Security – Part 2

Social Security is a program that will affect nearly everyone in this country. Recent statistics show that 96% of Americans will be covered in one way or another. In our experience, it is also one of the least understood government benefits. As such, we wanted to help...

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Debunking Social Security – Part 1

Quite simply, Social Security is one of the biggest areas of confusion for our clients. When do they file for it? Will it go bankrupt? Can they count on it? Do they only get benefits if they worked? These are just a few of the common questions we receive. Our goal is...

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